MEME AI Exchange — User Agreement

Effective Date: May 2026 | Last Updated: May 2026

Welcome to MEME AI Exchange. These User Agreement Terms (“Agreement”) govern your access to and use of the MEME AI Exchange website, mobile applications, trading platform, products, and services (collectively referred to as the “Platform” or “Services”). By creating an account, accessing the Platform, or using any MEME AI Exchange services, you confirm that you have read, understood, and agreed to this Agreement, along with our Privacy Policy, AML/KYC Policy, Risk Disclosure, and any additional policies published on the Platform. If you do not agree with these terms, please discontinue use of the Platform immediately.

1. Introduction

MEME AI Exchange is a digital asset trading platform designed to provide users with access to cryptocurrency trading, wallet services, staking programs, reward systems, and other blockchain-related features. This Agreement establishes the legal relationship between MEME AI Exchange (“MEME AI Exchange,” “we,” “our,” or “us”) and the user (“User,” “you,” or “your”).

MEME AI Exchange reserves the right to modify, update, or revise this Agreement at any time without prior notice. Updated versions become effective immediately upon publication on the Platform. Continued use of the Platform after updates means you accept the revised terms.

2. Eligibility

To use MEME AI Exchange services, you confirm that:

  • You are at least 18 years old or the legal age in your jurisdiction.
  • You have full legal capacity to enter into this Agreement.
  • You are not restricted under applicable laws from using cryptocurrency services.
  • You are not located in, or a resident of, any prohibited or sanctioned jurisdiction.
  • You are using the Platform on your own behalf and not for illegal or unauthorized activities.

MEME AI Exchange reserves the right to refuse, suspend, or terminate access to any user at its sole discretion.

3. Account Registration

To access certain services, users must create an account.

You agree to:

  • Provide accurate, current, and complete information.
  • Maintain and promptly update your account details.
  • Keep login credentials confidential and secure.
  • Take responsibility for all activities occurring under your account.

You must not:

  • Create multiple fraudulent accounts.
  • Use fake or misleading information.
  • Share or sell your account to others.
  • Access another user’s account without authorization.

MEME AI Exchange is not responsible for losses caused by unauthorized access resulting from user negligence.

4. Identity Verification (KYC)

MEME AI Exchange may require identity verification (“KYC”) before granting access to certain services, deposits, withdrawals, or trading functions. Verification may include:

  • Government-issued identification
  • Photo verification
  • Proof of address
  • Additional compliance documentation

We reserve the right to:

  • Request additional verification at any time
  • Delay or reject verification requests
  • Restrict access until compliance checks are completed

Failure to complete KYC requirements may result in account limitations or suspension.

5. Services Provided

MEME AI Exchange may provide the following services:

  • Cryptocurrency trading (including Spot trading)
  • Wallet and custody services
  • Deposits and withdrawals
  • Staking and reward programs
  • Referral and promotional programs
  • Token conversion services
  • Launchpad and ecosystem participation
  • Other blockchain-related services

Certain services may not be available in all regions. MEME Exchange may add, modify, suspend, or discontinue any service without prior notice.

6. Digital Asset Risks

Cryptocurrency and digital assets involve substantial risk. You acknowledge and accept that:

  • Digital asset prices are highly volatile and markets may fluctuate rapidly.
  • Past performance does not guarantee future results.
  • Technical failures, cyberattacks, or blockchain network issues may occur.
  • Transactions on blockchain networks may be irreversible.

You are solely responsible for evaluating the risks associated with any transaction conducted through MEME AI Exchange. MEME Exchange does not provide financial, legal, tax, or investment advice.

7. Trading Rules

Users are fully responsible for their trading activities. You agree not to:

  • Manipulate markets or engage in wash trading
  • Use insider information or exploit technical vulnerabilities
  • Conduct fraudulent or deceptive activities
  • Interfere with platform operations

MEME AI Exchange reserves the right to:

  • Cancel suspicious transactions
  • Freeze accounts under investigation
  • Restrict trading access
  • Report unlawful activity to authorities

8. Deposits and Withdrawals

Users are responsible for ensuring the accuracy of wallet addresses and blockchain networks before initiating transactions. MEME AI Exchange is not liable for losses caused by incorrect wallet addresses, unsupported tokens, blockchain congestion, third-party wallet issues, or network failures.

Withdrawal requests may be delayed due to security reviews, compliance checks, technical maintenance, or blockchain confirmation requirements. Minimum withdrawal limits and applicable fees may apply.

9. Fees

By using MEME AI Exchange, you agree to pay applicable fees associated with trading, withdrawals, conversions, premium services, and other platform activities. Fees may change periodically without prior notice, and updated fee structures will be displayed on the Platform.

10. Staking and Rewards

MEME AI Exchange may offer staking, rewards, earning, or promotional programs. Participation in these programs is voluntary and subject to additional terms. Users acknowledge that rewards are not guaranteed unless explicitly stated, estimated returns may vary, staking services may involve lock periods, and market conditions may impact rewards. MEME AI Exchange reserves the right to modify or discontinue any reward program at any time.

11. Intellectual Property

All content, branding, logos, software, designs, graphics, and materials available on MEME AI Exchange are the intellectual property of MEME AI Exchange or its licensors. Users may not copy, reproduce, modify, distribute, reverse engineer, or exploit platform content without written permission. Unauthorized use may result in legal action.

12. Suspension and Termination

MEME AI Exchange reserves the right to suspend, restrict, or terminate accounts if users violate this Agreement, engage in suspicious activities, breach applicable laws, attempt unauthorized access, or pose security or compliance risks. During investigations, withdrawals and platform access may be temporarily restricted.

13. Limitation of Liability

To the maximum extent permitted by law, MEME AI Exchange shall not be liable for trading losses, lost profits, market fluctuations, service interruptions, security breaches, third-party failures, delayed transactions, data loss, or any indirect or consequential damages. All services are provided on an “as is” and “as available” basis without warranties of any kind.

14. Security

MEME AI Exchange implements security measures designed to protect user accounts and digital assets. However, no system can guarantee absolute security. Users are responsible for enabling two-factor authentication (2FA), protecting account credentials, monitoring account activity, and maintaining secure devices and networks. You acknowledge that cybersecurity risks exist within the digital asset industry.

15. Prohibited Activities

Users are prohibited from using MEME AI Exchange for the following:

  • Money laundering or terrorist financing
  • Fraudulent schemes or illegal gambling
  • Sanctions violations or unauthorized financial activities
  • Exploitation of platform vulnerabilities

Violation of these rules may result in immediate account termination and reporting to regulatory authorities.

16. Asset Listing and Delisting Policy

MEME AI Exchange continuously evaluates digital assets listed on the Platform to maintain a secure, transparent, and high-quality trading environment. MEME AI Exchange reserves the right to list, suspend, restrict, or delist any digital asset, trading pair, or project at its sole discretion and without prior notice where necessary.

  • 16.1 Listing Evaluation Criteria

    Digital assets may be evaluated based on factors including: project credibility, security and smart contract integrity, market demand, liquidity, community development, regulatory considerations, technical stability, and risk exposure to users.

  • 16.2 Delisting Conditions

    MEME AI Exchange may suspend or delist a digital asset if: the project violates laws, security risks are identified, liquidity is insufficient, fraudulent activities are detected, the team becomes inactive, or the asset creates operational, compliance, or reputational risks.

  • 16.3 Suspension of Services

    Before or after delisting, MEME AI Exchange may suspend deposits/withdrawals, disable trading pairs, or restrict transfers. Immediate action may be taken in urgent security or compliance situations.

  • 16.4 User Responsibilities Regarding Delisted Assets

    Users acknowledge that delisted assets may lose value or liquidity, trading may become unavailable, and withdrawals may only remain open for a limited period. Users are responsible for monitoring announcements.

  • 16.5 Delisting Announcements

    Where appropriate, MEME AI Exchange may publish announcements regarding delisting schedules, suspension timelines, withdrawal deadlines, and risk warnings.

  • 16.6 No Liability for Delisting Decisions

    MEME AI Exchange shall not be liable for losses caused by asset delisting, reduced liquidity, price volatility, trading interruptions, project failures, or regulatory restrictions.

  • 16.7 Special Treatment and Risk Monitoring

    MEME AI Exchange may place certain assets under enhanced monitoring or “Special Treatment” status before delisting, which may involve risk warnings and trading limitations.

  • 16.8 Final Authority

    All decisions made by MEME AI Exchange are final and made in the interest of user protection, platform security, compliance obligations, market integrity, and operational stability.

17. Taxes

Users are solely responsible for determining and fulfilling their tax obligations related to cryptocurrency transactions conducted on MEME AI Exchange. MEME AI Exchange does not provide tax advice.

18. Privacy

Your use of MEME AI Exchange is also governed by our Privacy Policy. By using the Platform, you consent to the collection, storage, processing, and use of information in accordance with our policies.

19. Third-Party Services

The Platform may integrate or link to third-party services, applications, or websites. MEME AI Exchange is not responsible for third-party content, external services, wallet providers, payment processors, or external security practices. Users access third-party services at their own risk.

20. Force Majeure

MEME AI Exchange shall not be held liable for delays, failures, or interruptions caused by events beyond reasonable control, including natural disasters, cyberattacks, government actions, internet failures, blockchain disruptions, power outages, war, or civil unrest.

21. Governing Law

This Agreement shall be governed and interpreted in accordance with applicable laws and regulations of the jurisdiction in which MEME AI Exchange operates. Any disputes arising from this Agreement shall be resolved through applicable legal procedures and dispute resolution mechanisms.

22. Contact Information

For support, compliance, or legal inquiries, users may contact MEME AI Exchange through the official support channels available on the Platform.

Final Acknowledgement

By creating an account or using MEME AI Exchange services, you acknowledge that you have read this User Agreement carefully, understand the associated risks, agree to comply with all applicable terms and policies, and accept full responsibility for your use of the Platform. MEME AI Exchange is committed to building a secure, transparent, and community-driven digital asset ecosystem.